KAGOYA, S. M.; DEV, J. . The Use of ATMs In Improving Performance In Commercial Banks. Operations Research Society of Eastern Africa, [S. l.], p. 22-34, 2021. Disponível em: https://orseajournal.udsm.ac.tz/index.php/orsea/article/view/76. Acesso em: 5 may. 2024.