Ssekakubo, Johnson, Gideon Nkurunziza, Robert Muwanga, and Sulait Tumwine. “Financial Literacy and Financial Performance of Micro Enterprises in Developing Economies: The Mediating Role of Credit Access”. Operations Research Society of Eastern Africa 12, no. 1 (July 28, 2022). Accessed April 20, 2024. https://orseajournal.udsm.ac.tz/index.php/orsea/article/view/147.